Workers Compensation

Workers Compensation Policy

It is the policy of the company to provide a workers’ compensation program at no cost to employees. This program covers any injury or illness sustained in the course of employment.

Injuries must be reported promptly. Any employee who sustains a work-related injury or illness should inform the Human Resource Department or his or her supervisor immediately. No matter how minor an on-the-job injury may appear, it is important that it is reported immediately.

The supervisor should immediately inform Human Resources of the injury or illness so the coordinator can complete a First Report of Injury. Human Resources will help the employee and the employee’s supervisor arrange for appropriate medical treatment.

Full-time employees who sustain a compensable injury while performing work within the scope of their employment may receive Worker’s Compensation for the period of time they may be temporarily, totally, or partially disabled because of a work-related injury.

Eligibility for Workers' Compensation benefits is determined by a third party administrator. There is a three (3) day waiting period, which starts the first workday after the day of injury, including Saturday. If an employee is out of work for an injury, he or she may use accrued time off as compensation. If the injury goes beyond three days, and is determined to be work-related, the third-party administrator will make payment as follows:  

Employee does not use accrued time off as compensation for the three-day waiting period and/or beyond while waiting for determination from the third-party administrator, he or she will be paid at 66.6% for all lost time, including the three-day waiting period. Payment shall be made to the employee through payroll, reimbursable to HACM by the third-party administrator.

If the employee uses accrued time off as compensation for the three-day waiting period and/or beyond while waiting for determination from the third- party administrator, all time used will be deducted from the employee's appropriate accrual balance, which will not be credited back to the employee because they have received payment for 100% of the lost time.

Worker’s Compensation benefits are exempt from all taxes; however, elected benefits will continue, unless written notification of benefit termination is received prior to payroll closing. Payroll closing is the day following the last day of the pay period in which the time was lost. All court-ordered child support and/or garnishments will continue as mandated by law.

For more information on workers compensation please contact the Human Resource department by email or by phone at 414-286-8500.